Investment Calculator
Project investment growth with contributions and returns.
Investment Calculator
Enter your values and calculate
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How This Calculator Works
This calculator projects the future value of an investment combining an initial lump sum and ongoing monthly contributions at a fixed expected annual return. The area chart shows year-by-year growth.
Formula
FV = P(1+r)^t + PMT × [((1+r)^t − 1) / r]
Example
$50,000 plus $500/mo at 8% for 25 years grows to about $838,000 — a gain of roughly $638,000.
Practical Use Cases
- Retirement planning
- Goal-based investing
- Comparing return assumptions